Product Suite
Overview
The Utexo product suite facilitates stablecoin payments and settlement grouping execution, liquidity access and asset movement into a composable set of stablecoin-native primitives.
The suite simplifies UX and abstracts the technical complexities that come from using native RGB and Lightning Network infrastructures.
It’s designed for payment operators, providing an execution and settlement stack for stablecoin payments through API and managed infrastructure, preserving the operational characteristics required for modern payment systems.
By packaging these components as a unified product suite, Utexo reduces the need for custom orchestration between execution, settlement, and exchange, enabling applications to deliver simpler user experiences while relying on Bitcoin as the underlying settlement layer.
Utexo SDK
Our SDK and REST API allows applications to support native USDT transfers and other RGB assets on Bitcoin without operating Bitcoin nodes, managing Lightning liquidity, or maintaining RGB state infrastructure.
The API and SDK provide programmatic access to:
RGB privacy-preserving asset issuance, transfers, and state transitions
Lightning execution, routing and failure recovery
Balance tracking, transaction status and audit logs
The SDK enables non-custodial, client-side validated flows, without requiring developers to operate Lightning nodes or manage RGB infrastructure directly.
All API calls execute with predefined costs and latency characteristics, and can be integrated into existing backend systems or user-facing applications.
Utexo Cloud
Utexo Cloud Modules offers managed execution infrastructure for applications that require direct control over node-level components.
It provides a control plane for running and managing RGB-enabled Lightning nodes in production environments, including lifecycle management, backups, and observability.
Cloud is optional and complementary to the API and SDK: applications can combine Cloud-managed infrastructure with Dev Utexo’s execution APIs depending on their deployment model and trust requirements.
Capabilities include:
node lifecycle management (start, stop, upgrade)
health and status monitoring
controlled access and permissions
versioned deployments
Cloud provides managed backup and recovery for execution nodes and associated state: backups can be created, retained, and restored through the control plane, allowing teams to recover execution environments and state deterministically in case of failure or migration.
By spinning up their own Lightning Node, teams can access yield opportunities on BTC and USDT derived from routing fees, similar to Lightning’s liquidity provisioning model.
Every transaction routed through Utexo’s channels pays a pre-defined fixed fee. These accumulate across high transaction volumes, resulting in an estimated annual yield of ~2-3% for Bitcoin and ~8–10% for USDT.
Utexo Bridge
The Utexo Bridge acts as the liquidity gateway for native USDT on Bitcoin, allowing operators to migrate and rebalance stablecoin flows while preserving downstream execution logic.
It enables fully atomic stablecoin transfers from external EVM-based networks and Tron without introducing counterparty risks.
USDT bridged to Bitcoin is represented as native RGB USDT and can be transferred or exchanged against BTC with onchain settlement guarantees, without relying on centralized exchanges, wrapped assets, or custodial intermediaries.
Utexo Bridge: https://bridge.utexo.com/
Utexo Swap
The Utexo Swap Dex ensures non-custodial internal BTC↔USDT (or any other RGB-based asset) execution for settlement, treasury and payments, reducing reliance on centralized venues for rebalancing and conversion.
It enables:
Native USDT ↔ BTC swaps on Bitcoin
Privacy-preserving swaps that prevent front-running
LP functionality for RGB-native assets
Trades are settled with instant finality, allowing for low-latency swaps with predictable fees.
Notably, the Utexo DEX makes it possible for the first time to execute USDT↔BTC swaps natively on Bitcoin: on CEXes, the BTC-USDT pair account for ~8% of daily trading volume.
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